£100 extra when you arrange your vehicle sale and collection in under 24 hours* T&C's apply

Selling your financed car?
Sounds fine to us.

Are you looking to sell a car on finance? Let us take the hassle out of it. Pop in your reg number below for a nice, competitive quote.

  • Why Sell2Swansway:

  • Guaranteed valuation
  • Hassle free collection
  • Competitive offers
  • Get paid fast

What might affect the value of
my financed car?

  • Age
  • Condition
  • Mileage
  • Number of previous owners
  • Service history

Value my financed car now!

Please note, we're unable to buy your vehicle if you've owned it for less than 6 months.

How to sell a financed car

If your car is on finance, then you don’t quite own it until you have paid off everything you owe to your lender. However, you do have some options when it comes to selling your financed car! The easiest option is to let Sell 2 Swansway settle your finance for you.

Once you agree on a sale, we will pay the remaining balance to your finance company and give you the remaining amount of the price of your car.

For example:

If we value your financed car at £30,000 but you still owe £22,000 on it, we will pay that amount to your lender and pay you the remaining £8,000.

It is important to note that if we purchase a vehicle from you that is in negative equity, you may end up owing us money. For example, if you owe £22,000 on the finance agreement, but your car is only worth £20,000, we'll pay off the settlement figure with the finance company but you would then owe us £2,000.

Happy Car Owner
Car Previous Owners

Why choose Sell 2 Swansway?

  • Easy, hassle-free way of selling a car
  • Family-owned business
  • Over 55 years’ experience in the motor trade
  • Part of the Swansway Motor Group
  • Competitive quotations valid for 7 days
  • Online video appraisals
  • FREE car collection
  • Money straight into your bank account
  • Upfront and honest - no hidden charges
  • No time wasters, barterers, or post-sale hasslers

Got a question for us?

Leave a message for us if you’re unsure about anything and we’ll get back as soon as we can.

Selling a car on finance? You must have some questions.

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    Please note, we're unable to buy your vehicle if you've owned it for less than 6 months.